Scotland’s Go-To Mortgage Expert
Speak with a mortgage expert today
Free, no-obligation advice
Check eligibility, no credit impact
Cut costs with exclusive deals
Read our customer reviews
We help our clients get the best mortgage deal possible, making the entire process a breeze. See why we’re five-star rated by all types of clients, from first-time buyers to investors.
Great service
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5 star service!
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Worth the money
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First class
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Can’t thank them enough
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Top service from the start
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Scotland's Go-To Mortgage Expert
Trusted Mortgage Advice from Scotland’s Experts.
Finding the right mortgage can be overwhelming - there’s endless research, paperwork, and coordination with multiple parties. At the end of it all, how can you be sure you’ve picked the best deal? Our expert mortgage advisers lighten your load, matching you with the best product with ease.
With insider access to top mortgage deals you can’t get direct from banks or high-street lenders, we easily save you money, time, and hassle. You’ll feel confident you’ve made the right decision.
We’ll manage every step, from liaising with third parties to completing paperwork. Plus, we can help you set up mortgage protection and building/contents insurance policies. You’ll always be informed and stress-free, able to reclaim time to focus on other things.
25 years
200+ mortgages
Getting a mortgage, simplified
Our friendly team streamlines the mortgage process, saving you time, money, and boosting your confidence. We help you understand what you can afford, find exclusive deals, and handle the paperwork.
We coordinate with all parties to keep things moving smoothly and assist with protection policies, providing you with personal support throughout.
Speak to an adviser
Search the best rate
Get Agreement in Principle
One broker - every lender, every deal.
We have no restrictions on the deals we can find and offer you. When you use The Mortgage Adviser Scotland, you can trust that you are getting the absolute best deal available to you.
FAQs
Here are answers to some of the most common questions we’re asked. For more tailored advice, please reach out to us directly - our team is more than happy to assist!
It is better to go to a mortgage adviser than a bank because advisers have access to a much wider range of products from multiple lenders, while banks only offer their own.Mortgage advisers provide tailored advice, find you the best possible deal, and walk you through the whole process. You don’t get this same level of attention or support from your bank.
There are several things you should consider when picking the best mortgage adviser for you, including:
1. Do they have whole-of-market access to deals or do they have a limited offering? The Mortgage Adviser Scotland has whole-of-market access.
2. Do they have positive, verifiable reviews? The Mortgage Adviser Scotland is 5-star rated on TrustPilot, which is an independent review platform.
3. Are they regulated and fully qualified? The Mortgage Adviser Scotland is authorised and regulated by the Financial Conduct Authority (FCA) and our team members are all fully qualified.You can have a free initial consultation with us to get a feel for whether we’re the best mortgage adviser for you.
Different mortgage advisers have different fee structures. With The Mortgage Adviser Scotland, our client fee begins at £595, payable when the lender offers on your mortgage.
To streamline the consultation and overall process, before seeing a mortgage adviser you should:
1. Sort proof of identity and address.
2. Find evidence of your employment and income.
3. Check your credit history is correct and your score is as high as possible.
4. Establish how much you can afford for a deposit and monthly payment budget.
5. Gather information on any outstanding debts or other financial obligations you have.
6. Establish what sort of property you would like and in what area.
